Brittney Cooper

Brittney Cooper

(720) 336-3376

Assumable homes for sale in Texas

200 homesVA & FHA loansrates from 1.66% vs 7.32% today

Texas assumption guide
1935 Bay City Place, El Paso, TX, 79936 — assumable VA mortgage at 2.375%
VA
Active
40
$415,000$82,259 equity gap
Rate
2.375%
7.32%today
Payment
$1,458/mo
$2,576today
  • 5beds
  • 3baths
  • 3,095sqft

1935 Bay City Place, El Paso

991 HULL Street, El Paso, TX, 79928 — assumable FHA mortgage at 2.88%
FHA
Active
55
$309,950$45,199 equity gap
Rate
2.88%
7.32%today
Payment
$1,239/mo
$2,050today
  • 4beds
  • 3baths
  • 1,985sqft

991 HULL Street, El Paso

12517 PASEO RAE Avenue, El Paso, TX, 79928 — assumable VA mortgage at 3.45%
VA
Active
51
$298,000$47,942 equity gap
Rate
3.45%
7.32%today
Payment
$1,230/mo
$1,893today
  • 3beds
  • 3baths
  • 2,184sqft

12517 PASEO RAE Avenue, El Paso

205 ANGLESY Place, El Paso, TX, 79928 — assumable VA mortgage at 2.73%
VA
Active
42
$295,000$78,111 equity gap
Rate
2.73%
7.32%today
Payment
$1,010/mo
$1,704today
  • 3beds
  • 3baths
  • 1,855sqft

205 ANGLESY Place, El Paso

12328 DESERT HAWK Avenue, El Paso, TX, 79938 — assumable VA mortgage at 2.80%
VA
Active
25
$285,000$79,606 equity gap
Rate
2.80%
7.32%today
Payment
$971/mo
$1,623today
  • 3beds
  • 2baths
  • 1,944sqft

12328 DESERT HAWK Avenue, El Paso

2508 PLAYA, El Paso, TX, 79938 — assumable VA mortgage at 2.87%
VA
Active
45
$259,900$59,430 equity gap
Rate
2.87%
7.32%today
Payment
$933/mo
$1,546today
  • 4beds
  • 2baths
  • 2,078sqft

2508 PLAYA, El Paso

14213 PEYTON EDWARDS Avenue, El Paso, TX, 79938 — assumable VA mortgage at 2.88%
VA
Active
21
$304,999$83,925 equity gap
Rate
2.88%
7.32%today
Payment
$1,062/mo
$1,756today
  • 4beds
  • 3baths
  • 2,452sqft

14213 PEYTON EDWARDS Avenue, El Paso

13542 HARBOTTLE Street, El Paso, TX, 79928 — assumable VA mortgage at 2.99%
VA
Active
40
$249,500$68,616 equity gap
Rate
2.99%
7.32%today
Payment
$859/mo
$1,401today
  • 3beds
  • 2baths
  • 1,240sqft

13542 HARBOTTLE Street, El Paso

2156 THOMAS LACKLAND Street, El Paso, TX, 79938 — assumable VA mortgage at 3.00%
VA
Active
47
$319,000$73,629 equity gap
Rate
3.00%
7.32%today
Payment
$1,169/mo
$1,904today
  • 4beds
  • 3baths
  • 2,575sqft

2156 THOMAS LACKLAND Street, El Paso

2605 MIKE PRICE Drive, El Paso, TX, 79938 — assumable VA mortgage at 3.01%
VA
Active
51
$375,000$111,553 equity gap
Rate
3.01%
7.32%today
Payment
$1,245/mo
$2,026today
  • 4beds
  • 3baths
  • 2,468sqft

2605 MIKE PRICE Drive, El Paso

5781 PORT LAVACA Drive, El Paso, TX, 79924 — assumable VA mortgage at 3.02%
VA
Active
31
$209,000$45,594 equity gap
Rate
3.02%
7.32%today
Payment
$778/mo
$1,265today
  • 3beds
  • 3baths
  • 1,319sqft

5781 PORT LAVACA Drive, El Paso

14840 JOHN MCNEELY Avenue, El Paso, TX, 79938 — assumable FHA mortgage at 3.05%
FHA
Active
28
$269,500$65,932 equity gap
Rate
3.05%
7.32%today
Payment
$954/mo
$1,544today
  • 4beds
  • 2baths
  • 1,600sqft

14840 JOHN MCNEELY Avenue, El Paso

2209 Glitter Point, El Paso, TX, 79938 — assumable VA mortgage at 3.56%
VA
Active
34
$269,950$27,850 equity gap
Rate
3.56%
7.32%today
Payment
$1,205/mo
$1,830today
  • 3beds
  • 2baths
  • 1,943sqft

2209 Glitter Point, El Paso

12300 DESERT FOX Avenue, El Paso, TX, 79938 — assumable VA mortgage at 3.07%
VA
Active
51
$275,000$43,120 equity gap
Rate
3.07%
7.32%today
Payment
$1,101/mo
$1,778today
  • 4beds
  • 2baths
  • 1,548sqft

12300 DESERT FOX Avenue, El Paso

234 NOTTS Way, El Paso, TX, 79928 — assumable FHA mortgage at 3.07%
FHA
Active
39
$275,000$62,558 equity gap
Rate
3.07%
7.32%today
Payment
$1,008/mo
$1,629today
  • 3beds
  • 3baths
  • 2,210sqft

234 NOTTS Way, El Paso

14589 FRIESIAN Trail, El Paso, TX, 79938 — assumable VA mortgage at 3.07%
VA
Active
56
$239,999$62,843 equity gap
Rate
3.07%
7.32%today
Payment
$837/mo
$1,352today
  • 3beds
  • 3baths
  • 1,708sqft

14589 FRIESIAN Trail, El Paso

14633 Ciambriello Avenue, El Paso, TX, 79938 — assumable FHA mortgage at 3.09%
FHA
Active
35
$314,950$72,820 equity gap
Rate
3.09%
7.32%today
Payment
$1,149/mo
$1,851today
  • 4beds
  • 3baths
  • 2,213sqft

14633 Ciambriello Avenue, El Paso

12913 Pontesbury Drive, El Paso, TX, 79928 — assumable FHA mortgage at 3.99%
FHA
Active
40
$281,000$24,620 equity gap
Rate
3.99%
7.32%today
Payment
$1,264/mo
$1,821today
  • 3beds
  • 2baths
  • 1,473sqft

12913 Pontesbury Drive, El Paso

6969 Granero Drive, El Paso, TX, 79912 — assumable VA mortgage at 3.45%
VA
Active
54
$465,000$111,204 equity gap
Rate
3.45%
7.32%today
Payment
$1,740/mo
$2,678today
  • 5beds
  • 4baths
  • 3,499sqft

6969 Granero Drive, El Paso

729 Paseo Sereno Drive, Horizon City, TX, 79928 — assumable VA mortgage at 3.45%
VA
Active
22
$259,000$77,059 equity gap
Rate
3.45%
7.32%today
Payment
$895/mo
$1,377today
  • 4beds
  • 3baths
  • 1,618sqft

729 Paseo Sereno Drive, Horizon City

7775 ENCHANTED VIEW Drive, El Paso, TX, 79911 — assumable FHA mortgage at 0.08%
FHA
Active
52
$325,000$127,345 equity gap
Rate
0.08%
7.32%today
Payment
$668/mo
$1,631today
  • 3beds
  • 3baths
  • 1,775sqft

7775 ENCHANTED VIEW Drive, El Paso

732 Emerald View Drive, El Paso, TX, 79932 — assumable VA mortgage at 2.65%
VA
Active
64
$759,900$274,331 equity gap
Rate
2.65%
7.32%today
Payment
$2,253/mo
$3,840today
  • 4beds
  • 4baths
  • 3,288sqft

732 Emerald View Drive, El Paso

12367 O'Donnell Street, El Paso, TX, 79934 — assumable VA mortgage at 2.73%
VA
Active
32
$235,000$84,644 equity gap
Rate
2.73%
7.32%today
Payment
$700/mo
$1,181today
  • 5beds
  • 2baths
  • 2,128sqft

12367 O'Donnell Street, El Paso

14513 PETRALIA Avenue, El Paso, TX, 79938 — assumable VA mortgage at 2.78%
VA
Active
76
$339,950$111,886 equity gap
Rate
2.78%
7.32%today
Payment
$1,078/mo
$1,807today
  • 4beds
  • 3baths
  • 2,136sqft

14513 PETRALIA Avenue, El Paso

12721 Ashby Avenue, El Paso, TX, 79928 — assumable FHA mortgage at 2.79%
FHA
Active
71
$334,975$127,083 equity gap
Rate
2.79%
7.32%today
Payment
$977/mo
$1,635today
  • 4beds
  • 2baths
  • 2,095sqft

12721 Ashby Avenue, El Paso

1920 WILLIAM CAPLES Street, El Paso, TX, 79938 — assumable VA mortgage at 2.81%
VA
Active
29
$230,000$70,164 equity gap
Rate
2.81%
7.32%today
Payment
$749/mo
$1,251today
  • 4beds
  • 2baths
  • 1,484sqft

1920 WILLIAM CAPLES Street, El Paso

953 BOSCOBEL Street, El Paso, TX, 79928 — assumable VA mortgage at 2.81%
VA
Active
38
$345,000$128,188 equity gap
Rate
2.81%
7.32%today
Payment
$1,028/mo
$1,717today
  • 4beds
  • 3baths
  • 2,258sqft

953 BOSCOBEL Street, El Paso

7508 EAGLE VISTA Drive, El Paso, TX, 79911 — assumable VA mortgage at 2.81%
VA
Active
48
$310,000$123,205 equity gap
Rate
2.81%
7.32%today
Payment
$884/mo
$1,476today
  • 3beds
  • 2baths
  • 1,698sqft

7508 EAGLE VISTA Drive, El Paso

13685 BRADFORD Street, Horizon City, TX, 79928 — assumable VA mortgage at 2.87%
VA
Active
34
$319,000$100,788 equity gap
Rate
2.87%
7.32%today
Payment
$1,018/mo
$1,686today
  • 4beds
  • 3baths
  • 2,059sqft

13685 BRADFORD Street, Horizon City

1929 THUNDER RIDGE Drive, El Paso, TX, 79938 — assumable VA mortgage at 2.87%
VA
Active
11
$334,900$123,976 equity gap
Rate
2.87%
7.32%today
Payment
$984/mo
$1,630today
  • 4beds
  • 3baths
  • 2,707sqft

1929 THUNDER RIDGE Drive, El Paso

12776 TIERRA SONORA Drive, El Paso, TX, 79938 — assumable VA mortgage at 2.88%
VA
Active
67
$290,000$100,635 equity gap
Rate
2.88%
7.32%today
Payment
$907/mo
$1,501today
  • 3beds
  • 3baths
  • 1,891sqft

12776 TIERRA SONORA Drive, El Paso

206 Notts Way, El Paso, TX, 79928 — assumable VA mortgage at 2.90%
VA
Active
42
$315,000$124,738 equity gap
Rate
2.90%
7.32%today
Payment
$886/mo
$1,463today
  • 4beds
  • 2baths
  • 1,783sqft

206 Notts Way, El Paso

3921 DESERT NOMAD Drive, El Paso, TX, 79938 — assumable VA mortgage at 2.90%
VA
Active
31
$319,000$110,946 equity gap
Rate
2.90%
7.32%today
Payment
$976/mo
$1,610today
  • 4beds
  • 4baths
  • 2,231sqft

3921 DESERT NOMAD Drive, El Paso

13400 Emerald Rose Court, Horizon City, TX, 79928 — assumable VA mortgage at 2.93%
VA
Active
41
$415,000$129,561 equity gap
Rate
2.93%
7.32%today
Payment
$1,375/mo
$2,260today
  • 4beds
  • 3baths
  • 2,200sqft

13400 Emerald Rose Court, Horizon City

6505 Contessa Ridge, El Paso, TX, 79912 — assumable VA mortgage at 2.94%
VA
Active
59
$1,200,000$393,667 equity gap
Rate
2.94%
7.32%today
Payment
$3,807/mo
$6,251today
  • 5beds
  • 4baths
  • 3,367sqft

6505 Contessa Ridge, El Paso

6016 Honeybee Court, El Paso, TX, 79924 — assumable VA mortgage at 2.96%
VA
Active
15
$170,000$51,272 equity gap
Rate
2.96%
7.32%today
Payment
$575/mo
$942today
  • 3beds
  • 2baths
  • 1,368sqft

6016 Honeybee Court, El Paso

Assuming a mortgage in Texas

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
1.66%
Lowest existing payment
$353 /mo
Median cash to assume
$135,000